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what kind of co is this

Posted by bk 
bk
what kind of co is this
March 03, 2016 12:41AM
I am a ind agt, I have picked up 3 large accts due to farmers claims. or underwriting procedures
First one, large shopping center, they cancelled after inspection, I had 4 companies that rated it up and one wrote it, engineer said it was the best shopping center they had seen in awhile

Second One Customer had a brand new Nissan 360s, hit by a cow, with only 5600 miles offered him 35,000 bank balance 49,000 , they want to cut it in half what you call a clip. This claim has been open for 18 months, and the customer is still making the 780 month payment
Third one contractor switched to save money, his general liability has special endorsements or coverages, farmers will not endorse like other company, he lost a very large acct. We are re-writing with the co that had him for 8 years before to keep him from going out of business

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I switched to Farmers for my auto insurance two months ago. Unfortunately, my daughter had a wreck in a 2014 Malibu. I bought the car new 18 months ago. It listed for $23,900. The car was totaled. Thankfully, my daughter was not severely injured. Farmers estimated the car to be worth only $12,000. The comps on auto trader and Kelly Blue book and NADA estimate it to be worth between $13,500 and $15,500. Farmers is making me jump through hoops to prove it is worth more than $12,000. I have dealt with many insurance companies in my life and Farmers is the most consumer unfriendly insurance company I have ever dealt with on a claim. I would not recommend Farmers to anyone. Thankfully, the agent is very helpful, but the claims department is certainly not.

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