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CA Homeowners in High Risk Fire Zones Beware

Posted by Holly 
Just want to make you aware of a Farmers Lawsuit over the Thomas Fire of December 2017, by posting this link and copy/pasting some article content. The video in the link is the most compelling. We know for a fact these homeowners are not alone in their grief over Farmers claims handling for damaged structures from this terrible California Fire in Ventura County.
Check your policy, Farmers Homeowners Policies in CA have a $5,000 SUBLIMIT for Wild Fire Smoke, Soot, Char, Ash or Odor Damage


Thomas Fire victims file lawsuit against Farmers Insurance company 8/30/18
“The overall sentiment from our insurance company was that we don’t really care, you’ll just deal with it…it is what it is and we don’t owe you anything,” said Marquez.
Marquez and her Husband, Sean, are the first Thomas Fire victims to file a bad faith lawsuit against an insurance company. After they noticed their home suffered internal and external damage, they filed a claim with Farmers Insurance.
She says the company offered her $2,600 to clean the home but her family has spent more than $15,000 to make their home livable again.
“What Farmers is doing is they are trying to draw a distinction between damage caused by a flame or from heat,” said Attorney, Dennis Jones. “They are trying to distinguish that between what was caused by soot, ash, smoke and char, and we believe that is a distinction they are not allowed to draw under California law.”

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Re: CA Homeowners in High Risk Fire Zones Beware
October 07, 2018 03:34AM
Thank for sharing! More people need to be aware of Farmers Insurance's business practices: low-ball, procrastinate and and deny the claim!! They drag their customers and claimants through the mud until they get too tired to fight any longer or can't fight them financially (in court) any longer. Claimants need to share stories like this with friends and family! People need to share this story over and over and over on social media.
We plan to post this on our Farmers Insurance Blog

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State Farm is not being honest. They use this joke of a program called Xactimate and have purposely used numbers that won't work in our area.
I would like to sue them.
Any suggestions?

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