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Bate and switch scam

Posted by Jerry Gordon 
Bate and switch scam
December 13, 2010 02:52PM
It's simple. Farmers gives you a rediculiously low quote in my case $31.00 dollars a month for liability only. I was paying $59.00 with Liberty Mutual. After policy was written, I got a bill showing I owed $48.00. I called to complain and was told it was an error but if I paid the $48.00, I would be credited the difference on my next payment. My next statement was for $247.00! When I called to find out why they said They couldn't verify that I had insurance for 6 months which was the condition to get the special rate. The agent Gary Orchard never asked me for my proof of insurance which I had available in my car...about 30 feet from his office. I closed my checking account to avoid them drafting on my account. From all of the complaints about Farmers that I'm just now becoming aware of...I convenienced this is a scam that is standard operating proceedure.

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