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My Motorcycle BACKED Into HER??

Posted by John Gonzalez 
On May 6th I was stopped at a stop light, on a hill while on my Harley Davidson motorcycle. The light changed, I had not moved when WHAM! I got hit from behind by a young woman driving an Acura. The driver jumped out of her car, saying she was sorry, and she had full coverage insurance. I put a claim in with my insurance company Progressive, they came out handled my claim and gave me a check for the damages less my deductible. Now along comes Farmers----after a number of unreturned phone calls, I FINALLY hear from their claims adjustor. He takes my statement and again strings me along with unreturned phone calls. Then we talk again after another week and he says, "Oh yeah! I talked to her, she said you backed into her." I laugh and he says, "I know." He promises to get another statement from her and call me back, of course he never calls back. Then I get a letter signed by him saying they are denying my claim because I 'BACKED into HER!"

Unbelievable! My motorcycle weighs 800 lbs, has no reverse gear and supposedly backs into her 2300 lb car sustaining $1,860.00 worth of damage?? How unbelievable is that?? Where is the logic? I called his supervisor and of course he says the other driver was very consistent in her claim that I backed into her.

I want to be clear that at no time did Farmers ask to review my damage, they went strictly by what they were told by the other driver. I have made a complaint with my state insurance commission. My insurance company is placing a claim against Farmers and hopefully at sometime I will get my deductible reimbursed.

Stay away from Farmers and encourage your friends and family to stay away too!

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