Farmers won't pay clam

Hello I have sent you a email on my concerns about Farmers Insurance CO. I had gotten another estimate from consolidated construction here in Appleton WI. I had sent it to Farmers claims Andy Dunlap (2) estimates and he told me that it still isn't good enough. He needed a brake down for every screw ,2x4 , and all pieces of sheet metal and trim. Also he said that we aren't going to replace the whole front. No way this can happen it wont match if this happens. The whole front is pushed in and needs to be replaced.I have full replacement cost with a $500.00 Deductible. I have called on insurance and I can't get any till they get this resolved. Andy and Farmers don't want to resolve the clam with me all they are doing is giving me a hard time with this. I,m wondering if you could take action on my claim. I,m now having problems with snow getting in my upper part of my garage now the ceiling because of a big hole in roof from storm on the north side is leaking and the ceiling is getting ruined. This is a list that I need fixed from the storm on Sept 2,2011 ceilings in whole garage are water damage , table saw worth 600.00 , wood jointer worth $450.00 , wood planner worth $500.00 , front well , screen door on shop , North side window also and other tools in the garage were damaged. On our House we were payed for a used screen door $95.00 I looked at Menard's it will cost about $220.00 carpet in front kitchen carpet in sons bed room my sons bed 1- 19" TV 1 - XBOX 360 game system 1 - Laptop 1 - Dresser in his room 1 desk also has mold growing on both. This is the worst Insurance Company in the United States. The claims Reps are so inconsiderate and try manipulate you and say that your not covered. When I got the Insurance from my agent he said I wouldn't have any problems with any claims your covered 100% with a $500.00 deductible. All thru this I have been calling him and he said all of this should be covered. On Sept 2-2011 we had an 80 MPH wind hail and rain storm com thru Appleton WI. The tornado sirens were going off and we didn't know what to think. So we really thought there was a tornado and we ran down to our basement and thought about our life's not about windows. No matter what our house should be covered weather we left a window open are not. For farmers this is bad publicity for them to say oh your window was open but a tornado killed your husband trying to close it in the storm for us so you don't have a claim. from the storm on September 2 2011. Ricky and Michele Schroeder N1690 Holland RD. Appleton WI. 54913

My family and I are having problems with Farmers paying our claims as well. We were victims of a severe fire on March 8, 2011 Farmers refuses to pay for the damages to our home and contents in our home. They paid unfair small amounts to our garage and its contents and lied about amounts they would pay if we purchased up front items that were lost. We have been living in unsafe conditions for a year now. Farmers keeps putting it off requesting more inspections, mean while my family and I are waiting for our roof to fall in on us while we are sleeping. Our whole structure recieved severe damage our home is twisting and turning causing cracks everywhere. We have unsafe levels of ash all over our home, anything made of fabric in our home is destroyed. We do have a attorney working on this problem but like you we keep getting dead ends with Farmers and they want more and more. I have hundreds of pictures and emails documenting everything to Farmers and they still refuse to take liability. I have wrote everyone in politics and no one wants to get involved. I pay my premiums on time and if I was ever to be one minute late they would cancel me. I would like to see Farmers employees and their families living the way they expect my family to live.

Adjuster came out today to inspect my roof that has missing shingles and hail damage. This motherfucker leaves me a letter stating claim was denied because last time I had damage back in 2005, they stated repairs were not complete per thier scope. The bastards barely gave me 2k last time when I was qouted 6k to replace. I have paid over 20k in premiums to these cocksuckers, I am dropping these scam artist motherfuckers in a heartbeat. I apologize for my tone but I am so fucking mad I could..........better stop. Any advice?