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Not Covered for Structural Damages

Posted by William 
Not Covered for Structural Damages
February 13, 2015 07:40PM
I get a phone call from my neighbors telling me there is water coming out of my front door and everything is soaked. When I call my realtor, she tells me the slab foundation has shifted and the brick fascia has separated from the stucco. The cause of damages was a water pipe that busted under the home and caused everything to shift.
The farmers adjuster told me that SOME water damage could be fixed but it was estimated only $344 in damages had accrued. However they do not cover the separated and sunken foundation, broken walls and broken boards in the ceiling. He tells me this is damage due to settling and the house is still safe to live in, even though the front door is no longer usable because the weight of the walls prevents it from opening.
I feel that I have no other choice but to walk away from my first home.

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Re: Not Covered for Structural Damages
February 11, 2017 05:14AM
Hi there! Don't get disappointed too early. Try to consult other public adjuster in order to claim insurance. Water causes major destruction of the property. My friend was facing the problem of water damage in his house, but his public adjuster didn't much help him out. So he searched online and hired another insurance adjuster who helped him to claim insurance and in order to get the money for the damage.

Edited 1 time(s). Last edit at 02/11/2017 11:51PM by administrator.

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