Welcome! Log In Create A New Profile Web Site Home
Phorum
This Site is Unauthorized by Farmers Insurance Group. By accessing this site you are agreeing to the Rules/Terms

Advanced

Roof claim denied in CA

Posted by Olga 
Roof claim denied in CA
May 04, 2020 04:15PM
I live in San Diego, CA. In April 2020, severe storms and rains caused our roof leaking. The leak damaged the interior ceiling and drywall as well. I submitted a claim to Farmers; an adjuster Ajdin Hamzagic was assigned. The roof was inspected by a licensed roofer and his report was very detailed in explaining that this was not a long term issue. Both the report and the photos were submitted to Farmers. Ajdin evaluated the case and told me that Farmers insurance will NOT cover the roof repair because it is not a storm damage (but rather wear and tear). I asked him what constitutes roof damage due to storm/rain. He said storm damage roof has to be something the storm or wind tear/cut through the underlayment of the roof (blow off the shingles and causing leaks is not). I asked for his supervisor Brian Peterson, who told me the same thing.

This whole insurance thing is very unfair to customers. Farmers will come up with every excuse not to cover the loss. Every year they keep increasing the insurance premium.

I’m looking for a new insurer for my home and I will never ever buy a Farmers policy again in my life.

Farmers Insurance Rated Worst Farmers Insurance Sucks T-shirts Farmers Insurance Alternatives

Re: Roof claim denied in CA
June 23, 2020 06:37PM
it appears you do have a case of maintenance and not sudden damage from a storm. The policy is not a savings account that you get to claim items on and then expect to get paid due to your policy premiums for however long. You have to have storm damage, not wear and tear, to collect the funds. it is very clear in the policy and all policies.

Farmers Insurance Rated Worst Farmers Insurance Sucks T-shirts Farmers Insurance Alternatives

Tony
Re: Roof claim denied in CA
September 24, 2020 05:41PM
All insurance companies will tell you the same thing it's from wear and tear. You can't get insurance money if you don't have a real claim. I've been in insurance for a long time and it's true when they say, "storm or wind tear/cut through the underlayment of the roof." Redman is correct it sounds like you have not done maintenance on the house and the damage is not from a storm.

Farmers Insurance Rated Worst Farmers Insurance Sucks T-shirts Farmers Insurance Alternatives

Author:

Your Email:


Subject:


Spam prevention:
Please, enter the code that you see below in the input field. This is for blocking bots that try to post this form automatically.
euc4c
Message:
This is a moderated forum. Your message will remain hidden until it has been approved by a moderator or administrator

Copyright 2005 -  FarmersInsuranceGroupSucks.com - All Rights Reserved 
This site is published as a public service to warn consumers of the business practices of Farmers Insurance Group.  This site is in no way affiliated, connected with, or sponsored by Farmers Insurance Group or any of its subsidiaries. All content and information on this site is my opinion or the opinion of those referenced. This site is for educational purposes. The information in the Complaints section or from other people, blogs or web sites  are provided at face value, we have not confirmed  any of these stories/opinions.  We are not responsible for accuracy in story content. Copyrighted material has been used for non-commercial purposes only.  By accessing this site you agree to immediately contact us to report any incorrect data or misrepresentations of facts. Links to any other sites are for informational purposes only and should not be considered an endorsement of the site.