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Message Board/Forum Rules and Terms

By accessing this message board/forum  (which includes but is not limited to posting, viewing or reading)  you agree to all of the following rules and terms.   These terms/rules are retroactive and may be updated at anytime.  Please Contact the Admin if you see a post which violates any of these rules or terms. These Forums are MODERATED.

  1. Absolutely no posting of "hyperlinks" to insurance companies or financial service companies which are competitors of Farmers Insurance or to Farmers Insurance web sites.
  2. You agree that the webmaster, administrator and moderators of this forum have the right to remove, edit, move or close any topic or reply at any time should they see fit.  They may also ban any user at anytime should they see fit.  They reserve the right to edit or remove any post at any time. The determination of what is construed as "they see fit", inappropriate, indecent, vulgar, spam, etc. as noted is up to the webmaster, administrator and moderators and NOT users.
  3. This is a moderated message board.  Do not criticize or put down victims of Farmers Insurance who post here.  Your post will be removed if you do and you will be banned.  You may however give advice which would assist the victim in getting a fair settlement from Farmers.  If you do not believe they have a valid complaint ignore it.
  4. If a User or IP address is banned or removed from our site and/or post removed due to violation of our terms of use or any other reason we deem appropriate, the user agrees that all attempts by the user to access this Forum in any form shall immediately cease and desist. If a banned User attempts to gain access to the Forum which the user was restricted or banned from, maintains the right to pursue legal action to collect actual and punitive damages, and any costs and attorneys fees that may be incurred. The venue for any legal action resulting from this agreement shall be in the state of Washington, USA.
  5. While the administrators and moderators of this forum will attempt to remove or edit any generally objectionable material as quickly as possible, it is impossible to review every message. Therefore you acknowledge that all posts made to these forums express the views and opinions of the author and not the administrators, moderators or webmaster (except for posts by these people) and hence will not be held liable.  (See Communications Decency Act)
  6. You agree not to post any abusive, obscene, vulgar, slanderous, hateful, threatening, sexually-oriented or any other material that may violate any applicable laws. Doing so may lead to you being immediately and permanently banned (and your service provider being informed). The IP address of all posts is recorded to aid in enforcing these conditions.
  7. As a user you agree to any information you post or enter to being stored in a database. While this information will not be disclosed to any third party without your consent (unless ordered by a court or police authorities) the webmaster, administrator and moderators cannot be held responsible for any hacking attempt that may lead to the data being compromised.
  8. is not responsible for any postings by others on this site. or anyone related to will NOT be held liable for anything posted in these message boards.  You agree to not hold or anyone related to liable for postings by others.
  9. No “spamming”. No Porn.
  10. does not guarantee that information on this web site is accurate, timely or complete.
  11. does not endorse any 3rd party sites (links to other sites from this message board), nor does it assume any responsibility for the content of those sites.
  12. Do not post the same message in every forum. Pick the one most appropriate and post it there.
  13. This forum system uses cookies to store information on your local computer. These cookies do not contain any of the information you have entered above; they serve only to improve your viewing pleasure. The e-mail address is used only for confirming your registration details and password (and for sending new passwords should you forget your current one).
  14. You understand and acknowledge that this site is in no way affiliated, connected with, or sponsored by Farmers Insurance Group or any of its subsidiaries.

You may contact the site administrator for any abuse of these rules/terms.  Please include the URL of the message.


Copyright 2005 - - All Rights Reserved 
This site is published as a public service to warn consumers of the business practices of Farmers Insurance Group.  This site is in no way affiliated, connected with, or sponsored by Farmers Insurance Group or any of its subsidiaries. All content and information on this site is my opinion or the opinion of those referenced. This site is for educational purposes. The information in the Testimonials section or from other people, blogs or web sites  are provided at face value, we have not confirmed  any of these stories/opinions.  We are not responsible for accuracy in story content. Copyrighted material has been used for non-commercial purposes only.  By accessing this site you agree to immediately contact us to report any incorrect data or misrepresentations of facts. Links to any other sites are for informational purposes only and should not be considered an endorsement of the site.